The beauty of having your travel insurance cover lies in the fact that in case of any accident or illness, you will be comfortably bailed out. This assurance gives any traveller a peace of mind and makes one enjoy their holiday, honeymoon and vacation. It is by common sense that nothing or none will alert you on what accident is going to happen in future but as the saying goes, forearmed is the best defence agaisnt such calamities. Your travel insurance cover will protect you  and your family in an incident that such an unfortunate and unprecedented eventuality occurs.

Insurance is these days a necessity because there are so many accidents taking place and one has to be protected always to be able to move on with confidence. In the earlier days, insurance was considered more of a luxury because it was only the rich who could afford it because it was quite expensive for the common person. But because of the market competition in the insurance industry, prices have gone down drastically and now insurance policies are much more affordable, even air travel insurance. You have to understand thoroughly the coverage of air travel insurance.

By securing air travel insurance, you can skip some of the usual hassles of traveling. For instance, trip delay, flight cancellation, lost luggage, car rental cancellation, hotel cancellation, emergency needs, medical needs, and death are usually covered by travel insurance. Get advice from your travel advisor and your local indurance providers on the best package that you should take on. You can also apply and get more information online.

You can choose whichever is more suitable for you because in any way, you can still purchase the air travel insurance. There are some advantages of air travel insurance. You see, the policy is considered a short-range accidental death and life insurance. If a plane crash happens and you are either mutilated or killed in it, your family will be compensated for it. The policy must be purchased before you board the plane.

When purchasing an air travel insurance policy, do not forget to read the fine print. You must understand it fully so that in the event of an accident, there will be no untoward incidents once you claim for the coverage. Traveling by air will be safer and relaxing with your insurance policy, so always make all the endeavors to have it before you set out to travel.

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Rwanda on her small size is endowed with great natural and manmade attractions, un paralleled with any other country on the African continent. The “thousand” hills characteristic of Rwanda provide a unique scenic beauty , while the outstanding mountain features on the west and the plains in the east with the unique flora and fauna are part of the exquisite beauty that blanket Rwanda and make it so special. Rwanda is a magnificent country with an assurance of social comfort, rich in cultural variety and rare smile that tourism worldwide should not miss. The culture is also shown in the arts and crafts made by the Rwandese artisans and you can learn more about the culture when you visit the National Museum of Butare. Accommodation is available for people visiting the parks and other tourist attractions.
Rwanda has substantial natural resources for tourism with variety of tourism and ecosystems, climate and culture. Some of its features are outstanding by international standards while others are unique. The main attractions so far visited by tourists are:
The Volcanoes National park famous for the rare mountain gorilla and is soon being accorded a world heritage status. Just two hours’ drive from Kigali, there you will visit the Golden Monkeys, Dian Fossey tomb, you will experience Muhabura and Bisoke hiking, nature walk and you enjoy the warm climate of the high attitude and for gorilla trekking you have to be at Kinigi office at 7:00 am.
Rwanda’s fresh water lakes such as Kivu, Muhazi, Burera, Ruhondo and numerous lakes in Akagera National park offer opportunities for water activities and sports. The plains of Eastern Rwanda which make up the Akagera National park, the Nybarongo/Akagera River line region all display unusual habitats of great diversity, offering a wide range of recreational activities.
Nyungwe Forest
Nyungwe forest is the largest Afromontane forest in Africa and has now been declared a national park. It is just four hours’ drive from Kigali and for primate lovers you will find 13 types of them among which the famous Chimpanzee, the Colobus etc… There many types of birds like the rare Blue Bird Turacco, waterfalls and many types of orchids.
Akagera National park
The Akagera Ntional park which the place to be for safari with its complex mix of terrains, marshlands and lakes, vegetation and animal life plus the conducive “spring like” climate and offers an enchanting and adventurous environment. Here you can meet big mammals such as zebras, buffaloes, antelopes, giraffes and elephants. During the boat tour you can enjoy the calm of Lake Ihema, discover hippopotami and crocodiles. As for birds, it has more than 525 species. You could encounter unique species such as shoebill and the papyrus gonolek. Among the endemic species, there are ibis, jacanas, herons, plovers, sandpipers and many others.

City tourism
The City tourism offers now to visitors the chance to discover the Capital city before they drive to the country side, and are overtaken by a thousand hills that overtake one’s breathe. Kigali City tour takes the visitors around the busy town where they are able to learn about the history of the town from the colonial era to democracy, from the slums to suburbs. This tour takes around four hours and you can buy souvenirs after tasting Rwandan food in one of the fine restaurants in Kigali. Safaris and Travel tips…

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South Africa, Zimbabwe, Zambia and Mozambique have signed an agreement to share the tourism spin-offs of the 2010 Fifa World Cup through “border-free” tourism packages. This means more cheaper opportunities for the Fifa World Cup fans come 2010.
South Africa’s provincial Limpopo Tourism Parks Board, the Zambia National Tourist Board, Zimbabwe Tourism Authority and Mozambique struck the deal creating the Limpopo-Zambezi Destination at the Tourism Indaba conference and exhibition in Durban.
These agreements will see the creation of new package tours between and within the four countries and this will result in the easing of border formalities to smoothen the route of travellers through border posts, and joint marketing and branding in support of all the package tours.
The Victoria waterfalls, located at the border between Zambia to the north and Zimbabwe to the south, is one of the natural wonders of the world. It is 1 708 metres wide, making it the largest curtain of water in the world. Remember that South Africa is not only an important emerging economy in its own right but rather, it is also a key gateway to sub-Saharan Africa.

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More Kruger camps for South Africa 2010 tourists
The world’s biggest sporting event is coming to South Africa: Good news for South African tourists finally here, most especially for those who intend to watch the 2010 Fifa World cup. The whole nation is working around to make sure extreme comfort for the travellers. In regard to this, a third of the beds available in Kruger National Park’s Skukuza, Berg-en-Dal and Pretoriuskop camps will be reserved for foreign tourists through the duration of the 2010 Fifa World Cup, South African National Parks (SANParks) announced this great news at the Tourism Indaba in Durban. SANParks tourism and marketing director Glenn Phillips told delegates that 30% of available accommodation in the national parks would be reserved for 2010 tourists, with the remainder for the general public.
The most exciting part of this decision is that approximately 15 000 people will get to see the national parks for the first time in their lives. The government wants to use this event to optimise marketing opportunities while they continue to build the brand. Other parks close to the World Cup matches that have been contracted are Addo Elephant National Park, Garden Route National Park, Tsitsikamma and the Knysna lake area, Marakele and Golden Gate Highlands National Park.
To the parks, this event is more than just about sport, but rather they want to send a message to the world is that SANParks is on track to deliver to everyone’s expectation.

It’s highly believed that the move will send a positive signal to critics who didn’t believe South Africa would be ready to host the World Cup, adding that SANParks wanted to see optimal occupancy in all national parks during the event. Key to this is the retention of the regular client base, as the event falls during the extended school holidays.
MATCH income
SANParks has also signed a contract with MATCH, a professional services company selected by Fifa to provide ticketing, accommodation and event information technology during the 2010 World Cup event in South Africa. This makes all those intending to travel access an all-in-one kind of service within South Africa. SANParks spokesperson Reynold Thakhuli said new mobile tents would also be erected in the Kruger camps and this will provide an additional 420 beds that will form part of the legacy beyond 2010. These tents will be used after the tournament in all our national parks as and when they are needed.
You can’t afford missing the fascinating giraffe found in the world-famous Kruger National Park. It is no wonder that South Africa is one of the world’s fastest growing travel destinations .
Remember that there are also special visas for 2009, 2010 fans for the huge tourism opportunities in 2010. You can’t afford to miss the Kgalagadi’s desert, Kruger’s wildlife, Mapungubwe’s ancient heritage, and so much more.

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Understanding the rules of your health plan
These are the important tips and rules that you must understand when considering getting your travel insurance for your safari. If you have insurance through your employer, you probably are in a managed care plan. If you are in Medicare, you might be in a managed care plan too. You can’t always tell from the name of the plan but rather from the rules to which you must agree before you sign up.

 You are then probably given a packet that describes the kind of coverage you have with the details of the rules which you must to read and internalize. For most plans, the important rules fall into the following groups:
Doctors and hospitals
Managed care plans sign contracts with certain doctors and hospitals to care for their plan members. Your plan may refer to them as providers. This group of providers is often called the plan’s network. Your health insurance company might not pay for you to go to a provider who is not in its network. If it does pay for you to use a provider outside your network, it may pay less than it would for a network provider. In either case, you are responsible for the part of the bill that the plan doesn’t pay. Even if your doctor is part of the plan’s network, he or she may prefer to send patients to a hospital that isn’t in the network. If so, ask if your doctor can send you to a hospital in the network. If that isn’t possible, you can ask the insurance company if it will approve the use of the out-of-network hospital. If no other arrangements can be made, you might have to see another doctor.
 

Rules for seeing specialists
Many managed care plans won’t pay for you to see a specialist unless your primary care physician (usually your family doctor) thinks it is necessary. If you see a specialist without a referral, you might have to pay more for the care you receive. If your doctor decides that you need to go to the hospital, have surgery or have certain tests, your health insurance company may refuse to pay for it unless it can preauthorize the treatment (approve it beforehand). Almost every managed care plan has a drug formulary. A formulary is a list of prescription medicines that your health plan has approved. If a drug isn’t on the formulary, you’ll probably have to pay more for it. Your insurance company can give you a list of drugs that are on the formulary. If necessary, show the list to your doctor when the doctor writes you a prescription.

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A new species of the crane has been found in Uganda by a group of bird watchers in the eastern district of the country, bordering with Kenya. It is a unique crane different from the common one we have always known; this one doesn’t have a crown. It is quite interesting to have a new record of this beautiful bird. This brings a total number of bird species in Uganda to 1040, more than the bird population in the United States and Europe.
Bird watchers have another reason to enjoy as this extra species is added their optical delicacy. It is said that this type of crane is mainly found in southern Africa, with an isolated population living in the highlands of Ethiopia. The single largest concentration is found in the Okavango delta, in Botswana. The impact of climate change could have made these cranes migrate to Uganda because cranes are known to be migrating birds. The bird mainly breeds in swamps and is now threatened by the wetland degradation and the authorities are working with farmers to and other land developers to make sure the life of the treasured cranes does not fall in danger. For all birdwatchers, be informed that every 23rd of May, it’s a bird watching day in Uganda and so the Wildlife authority waives all fees for bird watching.

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