If you have insurance through your travel insurance provider, you probably are in a managed care plan. If you are in Medicare, you might be in a managed care plan too. You can’t always tell from the name of the plan. It’s the rules that count. When you signed up for your insurance plan, you agreed to its rules. You were probably given a packet that describes the kind of coverage you have. To avoid misunderstandings about your coverage, you need to read the rules of your insurance plan.

Doctors and hospitals

Managed care plans sign contracts with certain doctors and hospitals to care for their plan members. Your plan may refer to them as providers. This group of providers is often called the plan’s network. Like you, they have agreed to follow the plan’s rules. Your insurance company might not pay for you to go to a provider who is not in its network. If it does pay for you to use a provider outside your network, it may pay less than it would for a network provider. In either case, you are responsible for the part of the bill that the plan doesn’t pay. Even if your doctor is part of the plan’s network, he or she may prefer to send patients to a hospital that isn’t in the network. If so, ask if your doctor can send you to a hospital in the network. If that isn’t possible, you can ask the insurance company if it will approve the use of the out-of-network hospital. If no other arrangements can be made, you might have to see another doctor.

Rules for seeing specialists

Many managed care plans won’t pay for you to see a specialist unless your primary care physician (usually your family doctor) thinks it is necessary. If you see a specialist without a referral, you might have to pay more for the care you receive. If your doctor decides that you need to go to the hospital, have surgery or have certain tests, your insurance company may refuse to pay for it unless it can preauthorize the treatment (approve it beforehand).

Medicines

Almost every managed care plan has a drug formulary. A formulary is a list of prescription medicines that your health plan has approved. If a drug isn’t on the formulary, you’ll probably have to pay more for it. Your insurance company can give you a list of drugs that are on the formulary. If necessary, show the list to your doctor when the doctor writes you a prescription.

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You should consider the benefits of travel insurance as part of your Tanzania travel planning. Most travelers look for travel tips that discuss the importance of travel insurance. Insurance company’s travel guard policies can provide important coverage for your trip. The insurance companies are there to ensure that you enjoy your trip safely and comfortably.

Whether you’re taking a family vacation or business trip, a number of insurance companies have got a plan for your Tanzania travel. These plans may include valuable medical expense coverage, trip interruption, medical emergency assistance and treatment services and more. Expect a 24-hour assistance line and your coverage can act as a travel guide should your plans change.

  A number of insurers are ready to provide you with a travel medical insurance. This is only a temporary insurance policy. It covers your holiday travel or business trip. This can be used independently or it can also be used together with your existing insurance policy.By and large, travel bureaus offer this kind of insurance policies.  The policy however can cost you some enormous money but if you can go directly to the insurance provider, you can save a lot of money which can be used for other necessities in your travels. The best way is to use the internet for the different popular and reputable insurance companies. This will enable you to get online quotes which you can compare with each other. Insurance policies are known to be expensive but travel medical insurance is generally cheap. Going for a vacation is all about having fun and you can enjoy your vacation travel more if you’re insured. You never know what kind of accidents that may strike or if you’re going to get sick. If you do have a travel medical insurance however, you can save a lot of money from paying for the hefty medical bills. An insurance policy is worth it and it is a really good investment.  Travel medical insurance can be obtained without necessarily securing medical examinations, so the policies are available for almost every traveller. However, pre-existing conditions are not covered but if ever you get sick or meet an accident while travelling, you can deal with the situation with ease.

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Get your international insurance policy to cover your health as you travel. Remember an international insurance coverage also covers global health care benefits including your home country. This policy is suitable for international travellers, sailors, tourists and expatriates working abroad. Your international insurance policy will cover you for short term trip insurance, medical coverage, trip cancellation, terrorism coverage and evacuation protection. In the event where you seek to protect your trip investment, that is, airline ticket, resort costs, cruise then you have to consider contacting a reliable company for the best International Travel Insurance quote. You may please just click on any links on this page for your bookings and best rates now. Be safe always!

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Who needs Travel Insurance? This is a question that most of us always ask. Just to let you know that anyone planning to travel needs the protection of Travel Insurance.  Travel Insurance covers comprehensive travel protection for today’s Holiday, Business, Winter sports, Backpackers and Frequent Travellers.  Travelling to Tanzania, the largest country in East Africa, bordering Kenya and Uganda to the north, Rwanda, Burundi and the Democratic Republic of the Congo to the west, and Zambia, Malawi and Mozambique to the south, has been made more easy and very safe for all tourists worldwide. This is because of the fact that Travel Insurance services are there for any one who needs short-term travel insurance coverage. Tanzania contains many large and ecologically significant wildlife parks, considerable land area of wildlife habitat, including much of the Serengeti plain, where Blue Wildebeest and other animals participate in a large scale annual migration.   We are very confident that when it comes to top quality insurance cover, value for money, and excellent customer service you won’t fail to find a better travel insurance specialist in Tanzania. If you have any queries regarding travel insurance packages, please do not hesitate to contact any company to help you. Choose any insurance company for your trip insurance, remember when you are on your holiday in East Africa, you will have complete peace of mind for an unexpected emergency.  Let’s travel together with a safe mind and a health stay in this wonderful East African country. Get your insurance cover now!    Who needs Travel Insurance? This is a question that most of us always ask. Just to let you know that anyone planning to travel needs the protection of Travel Insurance.  Travel Insurance covers comprehensive travel protection for today’s Holiday, Business, Winter sports, Backpackers and Frequent Travellers.  Travelling to Tanzania, the largest country in East Africa, bordering Kenya and Uganda to the north, Rwanda, Burundi and the Democratic Republic of the Congo to the west, and Zambia, Malawi and Mozambique to the south, has been made much easier and very safe for all tourists worldwide. This is because of the fact that Travel Insurance services are there for any one who needs short-term travel insurance coverage.Tanzania contains many large and ecologically significant wildlife parks, considerable land area of wildlife habitat, including much of the Serengeti plain, where Blue Wildebeest and other animals participate in a large scale annual migration.  We are very confident that when it comes to top quality insurance cover, value for money, and excellent customer service you won’t fail to find a better travel insurance specialist in Tanzania. If you have any queries regarding travel insurance packages, please do not hesitate to contact any company to help you. Choose any insurance company for your trip insurance, remember when you are on your holiday in East Africa, you will have complete peace of mind for an unexpected emergency.  Let’s travel together with a safe mind and a health stay in this wonderful East African country. Get your insurance cover now!Idiana Jone Slot Machine

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Ras Nungui Beach hotel is situated in a magnificent natural paradise, and our vision is for nature and the hotel to coexist amicably, with guests getting pleasure from the beauty of the natural surroundings in luxurious lodge and cottage rooms. You can’t forget the stunning Ocean Suite.

The hotel is just on the northernmost peninsula of Zanzibar Island, and overlooks a sparkling expanse of iridescent Indian Ocean. The adjacent reefs form one of the most exhilarating areas to dive and snorkel, and these are also domicile to thriving populace of dolphin, turtles, and a myriad of other marine species. An eco-sensitive approach has ensured that the delicate balance of land and sea, flora and fauna is preserved for every one to enjoy in the future. The verdant grounds drop down onto one of the finest and most beautiful beaches on the island. You experience the exotic and ultimately natural spirit of Zanzibar in this place where you relax and enjoy all that this amazing part of the world has got to offer. The fully equipped on-site PADI Gold Palm 5 Star dive centre and adventures are available for all experience levels, that is, beginners, who can be trained to full PADI certification by our resident instructors who are always there to attend to you. Also available is a wide range of other water ports. You can’t miss out!

Blackjack Tournament

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For many of our guests, the backcountry is best encountered on foot where the sounds of a rippling stream in an otherwise silent valley, the rustle of lately fallen autumn leaves with the approach of a deer, or the sweet taste of just ripened wild huckleberries draw all your attention. In addition to small groups and 2 guides on most travels, our climbing plans provide for a friendly and easy way to feel nature’s admirations. We grant an assortment of mountaineering choices nearly day-after-day — from unstraining lakeshore walks to heart-pumping mount treks — all personalized to accommodate your humor. Let us display you the sites we’ve discovered that you can only arrive to on foot — a rustic mountain hostel inside the center of East Africa.

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Zanzibar is still the best-kept secret in the Indian Ocean, with its fascinating historical Stone Town and magnificent beaches.

We aim to reveal more of what’s on offer, we give you lots of useful, perfect and current information for all those intending to visit. This  includes accommodation, maps and information about our fine weather. We can help you learn more about this island paradise, and plan an unforgettable holiday right here online. Quality hotels and tour operators are represented in the relevant sections.  Zanzibar is still  a splendid paradise; the best place to see what you’re missing out on. This web-site has been created to give you an insight of what is in Zanzibar and find out about flights, areas to visit and travel tips. It gives a guide on how to plan your holiday, honeymoon and any other kind of relaxation. Zanzibar’s Indian Ocean offers world class water sports including scuba diving, snorkeling, and deep sea fishing, kayaking, windsurfing, waterskiing and sailing on traditional local dhows.

We offer you the best and definitive guide to Tanzania; take a look at the wonderful jungles of this great East African country. Even if you’re not currently planning a holiday, we provide you with an informed yet relaxed look at the history, culture and geography of Zanzibar. We reveal to you a magical and romantic place with one of the most reminiscent names in the world. Take a thorough look at the information we give you and make the best out of it.

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British Airways fly three times a week direct from London to Dar es Salaam with a total flying time of 9 hours 40 minutes.
Other carriers operate to Tanzania via Europe KLM Royal Dutch Airlines (from Amsterdam) to Dar es Salaam and Kilimanjaro; Swiss (from Zurich) to Dar es Salaam. Gulf Air serves Dar es Salaam and Zanzibar via Muscat or Abu Dhabi.
Tanzania can also be reached via African gateways served by Air Zimbabwe, Egypt Air, Ethiopian Airlines, Kenya Airways and South African Airways.

INTERNATIONAL AIRPORTS

International flights serve Dar es Salaam, eight miles from the city centre and Kilimanjaro, 31 miles from Arusha. Zanzibar airport is 5 miles from Stone Town.

PASSPORTS/VISAS

Most visitors require visas with the exception of citizens of certain countries of the Commonwealth. It is advisable to obtain them in advance from Embassies and High Commissions as several airlines insist of them prior to departure. They can also be obtained on arrival at international airports and at the Namanga Gate on the Tanzania / Kenya border.
Requirements may change, so you are advised to contact the appropriate diplomatic or consular authority before finalising travel arrangements.

IMMUNISATION/HEATLH

Visitors from countries infected with cholera and yellow fever must produce international certificates of vaccination. This is particularly relevant for those travelling from other African countries.
The UK Department of Health recommends vaccinations against hepatitis A, polio and typhoid. It is essential for visitors to take a course of malaria prophylaxis.
Modern medical services are available in Dar es Salaam and other major centres. There are only a limited number of chemists in the country, so visitors are advised to bring their own medicines with them.

CLIMATE

Coastal areas are hot and humid with an average daytime temperature of 30ºC. Sea breezes make the climate very pleasant from June to September. The central plateau experiences hot days and cool nights. The hilly country between the coast and the northern highlands has a pleasant climate from January to September, with temperatures averaging around 20ºC. Temperatures vary around Kilimanjaro according to the season, registering a low 15ºC during May - August rising to 22ºC during December - March.
For the whole country, the hottest months are from October to February. The main, long rainy season is from mid-March to May.

WHAT TO TAKE

Don’t forget the camera, camcorder and binoculars, and take a torch for finding your way around the camp at night. Stock up with replacement batteries for all these goods. The main electricity supply is 220V, 50Hz. Plugs are usually the 13-amp 3-pin square (British) type.
Take sun-glasses, hat, sun lotion, lip balm and some insect repellent. It is better not to get stung, even if you are taking anti-malaria tablets.
A spare pair of glasses or contact lenses is also a good idea.
Take plenty of film, it can be difficult to obtain outside the main centres.
While traveller’s cheques can be exchanged in cities and towns, banking facilities in remote areas are restricted, so cash is useful too.

TRAVEL LIGHT

Some safaris / air charters limit baggage to a 10 - 15 kg maximum.

LANGUAGE

English is widely spoken but a few words of Kiswahili are always appreciated.

CURRENCY

The unit of currency is the Tanzanian Shilling (TShs), which is divided into 100 cents. Visitors can take any amount of foreign currency, no currency declaration is required, but import and export of Tanzanian currency is illegal.
Most major currencies, particularly US Dollars, and traveller’s cheques are accepted and are convertible at banks and bureaux de change in the main towns and tourist areas. Credit cards, mainly visa and mastercard, are generally only accepted in larger establishments.

ON SAFARI

Distances in Tanzania are vast, and travel by road can be tiring. It is wise to spend more time in fewer parks. You will see more and won’t return home exhausted. Keep your distance from animals and be quiet to avoid distressing them. Always follow the instructions of your ranger or guide. Don’t leave your vehicle in the parks except in designated places. Keep to recognised tracks to avoid damaging vegetation.

WHAT TO WEAR

It never gets really cold in Tanzania, so lightweight clothing is the norm. On safari, avoid brightly coloured clothes, they may alarm the animals. Browns, beiges and khaki are preferred. Short-sleeve shirts / blouses and shorts are ideal, but pack a sweater as it can be a bit chilly in the early morning and in the evening. Wear a hat to avoid sun-stroke and don’t forget a swimsuit. Shoes should be sensible, and for climbing Kilimanjaro or Mount Meru, take thermal underwear, a rain jacket, good socks and sturdy boots. Shorts for women are acceptable - but not too short. Women should carry a wrap to cover their legs in towns or villages as revealing clothes can cause offence, especially in Zanzibar and other Muslim areas. On the beach, and within the confines of beach hotels, normal swimwear is acceptable, but nudity certainly is not.

TIPPING

Not normally obligatory, but a tip for exceptional service - a maximum of 10% - will be appreciated. Tip US$15 per day for drivers or tour guides but remember that an excessive tip can make it difficult for the next customer.

AIRPORT TAX

An international airport tax of US$30 is levied, which may be included in the price of an air ticket. Airport tax for domestic flights is 5,000 TShs (approximately US$5).

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The National Parks of southern Tanzania have gradually earned a reputation amongst connoisseurs as the best-kept secret on the African safari circuit, offering remote, untouched swathes of game-filled wilderness with an exclusivity borne of isolated access.

 Selous Game Reserve

The largest in Africa, Selous Game Reserve represents the African wilderness at its most untouched. Navigating the network of lakes and rivers in a boat offer a hippo’s-eye view of the big game safari lands, whilst the privileged perspective afforded from encountering the wildlife on foot relives the experiences of the explorers, settlers and big game hunters of safari’s golden age.

 Ruaha National ParkTanzania’s second largest National Park is still relatively unknown, making it ideal for those seeking the trails less-travelled and the wildlife less-visited. The miombo woodland and characteristic sand rivers of Ruaha supports a unique range of wildlife, borne of the Park’s location at the cusp of the eastern and southern species.Remote location, limited bed space and boundless bush will ensure that even as awareness grows of the abundant wildlife roaming these lands, the safari experience of Tanzania’s southern safari lands will remain of the true and pure variety. 

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Tanzania’s rich volcanic birthright has bestowed gentle puff ups of hills and spectacular peaks that appear at odds with the perception of a land of flat plains. These give Tanzania a unique beauty over its neighbours.

Kilimanjaro: Rising 19,340 feet (5,895m) out of the Masai Steppe, Kilimanjaro is wreathed in legend and history. Africa’s highest mountain, the highest free-standing mountain in the world and as high a major summit as an average trekker can go, it is also one of the Seven Summits, the seven highest points on each continent in the world.

Mount Meru: Overshadowed by its more famous cousin, Meru is a mountain laudable of a reputation of its own. Standing at a slightly under 15,000 feet, Africa’s fifth highest mountain offers attractions of its own, including game-filled lower slopes, chattering forests of tropical birds and monkeys, a spectacular crater and, throughout, views of those famous snows across the Steppe.

Ol Donyo Lengai: The holy Masai ‘Mountain Of God’ is also a picture-perfect volcano in a remote nook of the Rift Valley. The only active Soda Carbonatite volcano in the world, still far from dormant, standing on the crater rim of Ol Donyo Lengai, watching the sun rise over the Rift Valley, is to bear witness to the primeval fires of the first dawn of creation.

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